FAQs

General Questions

• What are payday loans? Payday loans are short-term loans designed to help you cover unexpected expenses. They’re a quick and convenient way to access cash.

• Is my application secure? Yes, your information is protected with 128-bit encryption.

• Am I eligible for a payday loan? To be eligible, you must be a US citizen or legal resident, 18 years or older, have a steady income, and a checking account.

• How much can I borrow? Loan amounts vary by state, but typically range up to $1,000.

• How long does the approval process take? The approval process is fast, often taking just minutes.

• How will I receive my funds? Funds are directly deposited into your checking account.

Loan Terms and Repayment

• Is collateral required? No collateral is required for a payday loan.

• Can I get a payday loan with bad credit? Yes, credit checks are not typically required for payday loans.

• How long is the loan term? Loan terms vary by state, but typically range from 8 to 25 days.

• How do I repay my loan? You can repay your loan in full on the due date or may have the option to extend the loan term (fees may apply).

Responsible Borrowing

• What if I can’t repay my loan on time? Contact your lender immediately to discuss payment options.

• What is our commitment to responsible lending? We are committed to responsible lending practices and adheres to state regulations.

Remember, payday loans should be used for short-term financial needs. Always borrow responsibly and only what you can afford to repay.