General Questions
What are payday loans? Payday loans are short-term loans designed to help you cover unexpected expenses. They’re a quick and convenient way to access cash.
Is my application secure? Yes, your information is protected with 128-bit encryption.
Am I eligible for a payday loan? To be eligible, you must be a US citizen or legal resident, 18 years or older, have a steady income, and a checking account.
How much can I borrow? Loan amounts vary by state, but typically range up to $1,000.
How long does the approval process take? The approval process is fast, often taking just minutes.
How will I receive my funds? Funds are directly deposited into your checking account.
Loan Terms and Repayment
Is collateral required? No collateral is required for a payday loan.
Can I get a payday loan with bad credit? Yes, credit checks are not typically required for payday loans.
How long is the loan term? Loan terms vary by state, but typically range from 8 to 25 days.
How do I repay my loan? You can repay your loan in full on the due date or may have the option to extend the loan term (fees may apply).
Responsible Borrowing
What if I can’t repay my loan on time? Contact your lender immediately to discuss payment options.
What is our commitment to responsible lending? We are committed to responsible lending practices and adheres to state regulations.
Remember, payday loans should be used for short-term financial needs. Always borrow responsibly and only what you can afford to repay.