Our Privacy Policy
This Privacy Policy explains how we collect, use, and disclose your information when you use our website.
1. Agreement and Acknowledgement
This website is intended for users who are 18 years of age or older and legal residents of the US. By using our services, you agree to this Privacy Policy. If you disagree with any part of this policy, or are under 18 or not a US resident, please do not use our services.
2. Changes to Our Privacy Policy
We may update this Privacy Policy from time to time. We encourage you to review this Privacy Policy regularly. Your continued use of our website constitutes your acceptance of the modified terms.
3. Personally Identifiable Information (PII)
We collect and combine both PII and non-personally identifiable information (non-PII) from you through various sources. PII includes information that can be used to identify, locate, or contact you, such as:
- Social Security Number (SSN)
- First and Last Name
- Zip Code
- Address
- Driver’s License Number
- Phone Number
- Work Number
- Date of Birth
- Time of Birth
- Job Title
- Employer’s Address
- Employer’s Name
- Bank Account Information
- IP Address
- Pay Dates
- Compensation
- Computer Specifications
Non-PII cannot be used to identify, locate, or contact you. Examples include IP address, gender, zip code, and age.
4. About Us
We operate this website and use the information we collect to:
- Process requests for our services and products
- Communicate with you about our services and products
- Inform you of new financial services you may be interested in
- Improve the information and quality of service provided by our website
5. Opt-In/Opt-Out
Our affiliates and third-party partners may contact you about their services and products by phone and email if you opt-in through our website, their sites, or third-party vendors. You can opt-out of receiving these communications at any time by:
- Emailing us at [email address removed]
- Visiting our website and clicking “Unsubscribe”
Please note that certain website activities are limited for users who opt-out. Allow up to 10 days for your request to be processed.
By not opting out, you consent to receiving communications from us and our affiliates and third-party vendors.
If you opt-out, you may still receive communications from other companies that purchased your information from a third party. We are not responsible for stopping unsolicited emails from sources beyond our control.
6. Minors
We do not knowingly collect information from children under 18. If you become aware that your child has provided us with personal information, please contact us immediately so we can delete it from our records.
7. Collection and Use of General Information
We collect information from visitors at various points on our website. This information is used for various purposes, including:
- Verifying your identity
- Sending information about our services and company
- Analyzing traffic patterns and improving our website
We do not use a third-party database to update or correct your information.
8. Cookies
We use cookies to track user activity and enhance your experience on our website. You can choose to disable cookies, but some website features may not function properly.
Third-party partners who advertise on our website may also use cookies. We do not control these cookies.
9. Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of other websites. Please review the privacy statements of any website that collects information from you.
We may also co-brand services with third-party partners and affiliates. It will be clear who is collecting your information and what privacy policy applies.
10. Security
We employ various security measures to protect your personal information from unauthorized access, use, and disclosure. However, we cannot guarantee that all private communications and personal information will never be disclosed in ways not described in this Privacy Policy.
11. Disclosure
We may disclose your information in certain situations, such as:
- To comply with a court order or legal process
- To protect our rights or property
- To prevent harm to others
- To fulfill information requests
12. Information Sharing with Affiliates
When you request a quote or information, you authorize us to share your loan request data, contact information, and account number with our affiliates to fulfill your request and provide you with relevant services and products. We may also disclose information to other affiliated companies, such as mortgage and life insurance companies, financial service providers, and auto finance companies.
13. Information Sharing with Co-Branded Partners
Some services on our website are co-branded with partners.